Dealing with Resicom Capital ensures that you are dealing with a large brokerage company that arranges finance for client around the country. Resicom Capital has acces to all of Australia's largest financial institutions either via direct accreditation and also through is aggregation company, Connective OSN. This means no matter what loan style, product or lender you would like or need, Resicom Capital has the ability to arrange it for you!



Full Doc Home Loans

Designed for the majority of borrowers who are able to show proof of their income. This product suits everybody from first home buying couples who want to borrow up to 95% (Plus Mortgage Insurance Fee) of the value of their new home through to investors who want to access their equity or who are just looking for a low cost, fully optional home loan account. Full Financial Loans in general are 'unlimited' when it comes to loan amounts but on average most lenders start to restrict lending over $2 million. We have a range of non bank and bank lenders that will help you out lending well above $2 million if needed.

Low Doc Home Loans

Are you self employed? Struggling to obtain finance as your tax returns haven’t been done as yet, or you don't want to bother digging them up and having them used for the loan? Resicom Capital can help arrange a low doc loan that may just solve your problem. Most low doc loans allow you to declare an income that represents your true income. As a rule this is then supported with another form of income proof, say some bank trading statements or a letter from your accountant. In some cases neither of these are needed. It all depends on your circumstances, ask one of our consultants where you fit.

With maximum loan amounts of up to $5 million, Resicom Capital can help low doc borrowers achieve their dreams that other brokerages may not have been able to do. This may mean you will be able to buy the home of your dreams, or refinance to save you money! Some of the low doc loans we have access to can even go as high as an 85% lend of your properties value, although the average is 80% from most funders.

Quick Lend Home Loans

Need money for business use? Financials are not up to date? Then we may have the answer. For our business customers we have access to non bank lender and private funders that allow you to obtain fast funding for your business secured by mortgage over real estate. These loans are normally priced higher than standard low documentation loans, but you do not need to verifiy as much information and they are usually processed a lot quicker. Most 'quick lend' loans are settled within 1-2 weeks of application, providing the urgent funding some businesses need at the time they need it most, be-it to get out of a spot of trouble or to take advantage of an upcoming opportunity. All of these loans must be for Business use only and we can normally obtain funding up to 66% of your properties value.

Bad Credit Home Loans

If you have a default or two, had some time off work and fell behind in your mortgage repayments, Resicom Capital may be able to help. We have numerous specialised lenders with products designed to help those who are struggling or who have in the past. Bad credit home loans suit all sorts of borrowers and include full financial, low doc and even in some cases our quick lend clients. With loans up to 85% of the properties value you will be in good hands. Resicom Capital understands that it isn’t easy to stay in control and on top of debts at all times, that is why we specialise in arranging good, well suited loans for people with bad credit, to try and help you regain control. You don’t lose the features that you want with a normal home loan. You can still pay extra, still redraw and can still call us direct for any thing you need in most cases. Give us a call and see if we can help get you back on track.

Specialised Loans - Caveats , Second & Third Mortgages , Development Loans

At Resicom Capital we are experts at lending with caveats and second mortgages to help provide the instant funds some investors and business people require. We have funding available for caveat and second mortgage lending up to 80% of your properties value. As long as there is a strong strategy for you repaying the money and as long as the use of the money is for business or investment in company names we will set the right short term loan for you. Bad credit isn't a problem, nor is low doc lending for our caveats and second mortgages. Our funders are willing to look at every deal on it merits.

Resicom Capital can also arrange construction and development finance to suit an array of scenarios. Whether it is a construction of three townhouses right through to multi-million dollar large scale developments Resicom Capital has the ability to obtain the funding you need and easily. With Resicom Capital, development doesn't have to be a hassle. Our development funders even allow for bad credit and low doc borrowers as well.

For these types of loans, call the office straight away to discuss with one of our friendly consultants.


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